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Terms & Conditions

In consideration of Cantor Fitzgerald & Co. ("Cantor," "we," "us" or "our") providing you (which term, as used herein, includes you personally and, if you are using this website on behalf of the company or organization on whose behalf we grant you access, such company or organization) access to our Internet website, located at www.cantorportfoliomanager.com and www.cantorpm.com (the "Portal"), and the information, documents, reports, statements, data, features, functionalities and software that may be provided to you, or for which access to and/or use of may be, directly or indirectly, provided to you through or in connection with your use of and/or access to the Portal (collectively, and as such may be revised from time to time by us, the "Content"), you hereby agree to the following terms and conditions (these "Terms of Use").

Cantor may modify these Terms of Use from time to time upon written notice or posting to the Portal. It is your responsibility to review these Terms of Use periodically. You agree that if you use the Portal and/or the Content after such notice or posting of changes in the Terms of Use, you will be bound by all such changes to these Terms of Use. “Cantor Parties” means, collectively, us, our affiliates, and our and their officers, directors, partners, control persons, employees and agents.

FOR INSTITUTIONAL ACCOUNTS ONLY; NOT YOUR INVESTMENT ADVISOR; NO FIDUCIARY RELATIONSHIP

Use of the Portal and Content is intended for institutional accounts only, as defined under the Financial Industry Regulatory Authority (“FINRA”) Rule 4512(c). Cantor is not your investment advisor, municipal advisor, or acting in any other category that may constitute a fiduciary relationship. Use of the Portal is incidental to your relationship with Cantor as a registered broker-dealer

Without limiting anything set forth in these Terms of Use and in addition thereto, while care has been taken in the preparation of Content presented by way of the Portal, the Cantor Parties do not make any representations or warranty, express or implied, as to the accuracy, completeness, or appropriateness of the Content contained therein. The Content provided or that may be accessed and/or used may contain forward-looking statements, which give current expectations of future activities and performance. Any or all forward-looking statements may prove to be incorrect and such statements may be affected by inaccurate assumptions or by known or unknown risks and uncertainties. The Cantor Parties do not undertake any obligation to revise such forward-looking statements to reflect the occurrence of unanticipated events or changed circumstances.

Any Content may or may not have been prepared in collaboration with trading desk personnel, who receive compensation based upon various factors, including the overall profitability of Cantor or one of the Cantor Parties. The Cantor Parties and their partners, officers, directors, or employees may sell to or purchase from customers securities, commodity futures, derivatives, or other financial instruments on a principal basis or as agent for another person, and may have interests different or adverse to the interests of you and the other users of the Portal. The Cantor Parties’ representatives may provide oral or written market commentary or trading strategies to clients of Cantor Parties that reflect opinions that are contrary to the Content presented by way of the Portal. The Content, as well as any market commentary or trading strategies provided by any such representative, whether orally or in writing, are not recommendations to purchase, hold or sell securities and do not address the suitability of securities or the suitability of securities for investment purposes, and should not be relied on as investment advice.

You are cautioned that there is no universally accepted method for analyzing financial instruments. Past performance is not indicative of future results. Further, the Cantor Parties do not guarantee any results and there is no guarantee as to the liquidity of any instruments described by way of the Portal. As a matter of policy, the Cantor Parties do not give tax, accounting, regulatory or legal advice to clients, and any Content provided by way of the Portal should not be considered to constitute such advice. Cantor strongly urges that the recipient seek independent legal, regulatory, accounting and tax advice regarding any Content provided by way of the Portal to assist in making an independent determination regarding the suitability of any strategy or instrument identified therein. The Cantor Parties disclaim any and all liability for any loss that may arise from use of the information contained herein.

PROPERTY RIGHTS; COMPLIANCE WITH LAW

The Portal and the Content are our or our Source’s (as defined below) property and are protected by applicable copyright, patent, trademark and other intellectual property laws. Except as expressly authorized herein, you may not, directly or indirectly, reproduce, transmit, sell, display, distribute, publish, broadcast, circulate, modify, disseminate or commercially exploit, in each case, whether in whole or in part, the Portal or the Content in any manner (including electronic, print or other media now known or hereafter developed) without our express written consent. Use of the Portal or the Content in violation of these Terms of Use, or any applicable law, rule or regulation (whether of the United States or other countries), or any rights of any third party is prohibited. You agree not to use the Portal or the Content for any unlawful purposes and to comply with any and all requests from us to protect our or our Source’s respective rights in the Portal and the Content. You agree that you will not, directly or indirectly, access, scrape, copy or otherwise use any portion of the Portal or the Content to, in each case, whether alone or with others, engage in any activity or provide any product or service that, in our good faith judgment, is competitive with Cantor’s or our Source’s products or services, or disparage or discredit Cantor or our Sources or any of Cantor’s or our Source’s products or services. Further, you may not, and agree not to, sell, license or otherwise provide access to and/or use of any of the Portal or the Content to any third party for any purpose whatsoever, including to build or offer a product or service that, in our good faith judgment, is competitive with Cantor’s or our Source’s products or services. You may use the Portal and the Content only within the United States and only for your internal business purposes. You may print out a hard copy of Content for your reference and internal use only, but may not remove any copyright, trademark or other notices or disclaimers contained in the Content. We expressly prohibit the use of technology, devices or software designed to provide repeated automated access to the Portal and/or the Content, including for any commercial purpose. We reserve the right to take any and all measures necessary to prevent such access, including denial or termination of your access to the Portal.

You shall and shall ensure that all persons who receive access to any Content use it solely as expressly authorized herein, fully comply with all of the agreements, requirements and restrictions of ours and the applicable Source(s) relating to such Content and the use, access, storage and redistribution thereof, and all applicable laws, rules and regulations. In order to ensure compliance with contractual restrictions and obligations imposed by us and Source(s) regarding such Content, you shall promptly respond to any and all requests for information from us or the Source(s), allow us and/or the Source(s) access to premises and distribution networks, and shall cooperate with other measures we may take in good faith to fulfill our obligations to the Source(s). If you become aware of any unauthorized use, access to, storage or redistribution of any Content, you shall notify us in writing immediately.

NON- CANTOR CONTENT, PRODUCTS AND SERVICES

We neither endorse nor are responsible for the accuracy or reliability of any Content, provided through or in connection with or made accessible on the Portal, including by any direct and indirect third party or our affiliated licensors, vendors, service providers, subcontractors and/or sources of any Content (collectively, the “Sources”) We do not review and assume no responsibility for any Content received from, or created by any Source. We reserve the right (but have and shall have no obligation) to monitor, modify, delete, limit or block access to, in each case, in whole or in part, any Content submitted by any Source or any content, information and data input by you to or by otherwise using the Portal.

Furthermore, we do not review and assume no responsibility for any products or services mentioned on the Portal, whether provided by Cantor, our affiliated companies or unaffiliated third parties. You agree to make your own independent evaluation of the products and services mentioned on the Portal, including their quality.

HYPERLINKS; THIRD PARTY WEBSITES

In the event you use the Portal, the Content or any links included on the Portal or with the Content to gain access to any World Wide Web site or any Internet location or source of information of any company, organization or person other than Cantor, you acknowledge that such other sites, locations and sources are not under our control and agree that we will not be responsible for any information, content or links found at any such sites, locations or sources, for your use of such information, content or links found at any such sites, locations or sources, or for any such sites’, locations’ or sources’ use of any information or content you submit, directly or indirectly (e.g., while using the Portal). We provide such links only as a convenience to you, and have not tested any software or verified any content found at such sites, locations or sources. You further acknowledge that we make no warranties as to the availability of or otherwise related to any such links or any such sites, locations or sources. Your access to or use of such links or any such sites, locations or sources may be subject to their respective terms of use and it is your responsibility to read and comply with those terms of use. The fact that we have provided a link to any non-Cantor site, location or source does not signify our sponsorship or endorsement of such site, location or source or any of the contents of such site, location or source. There are inherent risks in the use of any such links or any software and/or content found on the Internet, and you acknowledge that you understand these risks.

NO OBLIGATION TO KEEP INFORMATION CURRENT

We are not under any obligation to update the Content, including at any particular frequency or within specific time intervals or following certain events or to reflect circumstances that may occur after the Content’s initial publication date. Due to legal restrictions or other reasons, we may not update any Content, including to take into account material changes or new information.

DISCLAIMERS; CONTENT TO BE CONSULTED IN ITS ENTIRETY

You agree to comply with any and all rules, restrictions and disclaimers that are posted on the Portal. All materials on the Portal are meant to be reviewed in their entirety, including any footnotes, legal disclaimers, restrictions, disclosures and copyright or proprietary notices. Disclaimers, restrictions, disclosure or hedge clauses apply to any partial document or material in the same manner as they do to the whole, and will be deemed incorporated in the portion of any material or document that you access, view, consult or download.

USER CODES

In connection with your use of or access to the Portal, we from time to time may provide you with user names, passwords and/or other unique identifiers (“User Codes”). You are responsible for the security and confidentiality of the User Codes and agree not to disclose them to any third party, including, if you are accessing the Portal on behalf of any company or organization, any other employee in your company or organization. You are responsible for any and all information provided and any and all submissions, acts and/or omissions that occur while User Codes are being used, in each case, whether by you or a third party. We are not responsible for any breach of security caused by your failure to maintain the confidentiality and security of any of the User Codes. You agree to notify us immediately in the event of loss, theft or disclosure of any or all of the User Codes, if you believe the confidentiality or security of any or all of the User Codes has been compromised in any way or in the event of your learning about a possible or actual unauthorized access to and/or use of the Portal. You are limited to one User Code. Duplicate User Codes may be revoked. We reserve the right to revoke or modify the User Codes at any time with or without prior notice.

CONSENT; RECORDING AND MONITORING

You hereby irrevocably consent to our recording, copying, retention, reproduction and use of any and all content, information and data, that you input or otherwise communicate during your access to and/or use of the Portal or through any e-mail to or from us and any other electronic communication means and the transmittal of the same to our affiliates, subsidiaries, branches and third parties, including for display on the Portal and other processing, database maintenance, record keeping or any other use in accordance with our customary practices, policies and procedures applicable in the United States and our Privacy Statement referenced below. In addition, we may disclose such information to the extent that we determine in good faith to be required by any applicable laws, rules or regulations or order or in enforcement of our rights or the defense of claims. We expressly reserve the right (but have and shall have no obligation) to monitor any and all access to and/or use of the Portal and/or the Content. Please see our Privacy Statement for information on how we may use personally identifiable information you may submit to us via the Portal using User Codes.

USE OF E-MAIL AND OTHER ELECTRONIC MESSAGES

You acknowledge that any electronic mail, chat, information, submission or instant messenger communication, whether transmitted through the Internet, the Portal, a proprietary network, a computer, a pager or other wireless device or otherwise (collectively, “Electronic Messages”) may not be secure and communications using Electronic Messages may not be confidential.

In addition, we assume no responsibility to update any information communicated to you using Electronic Messages. Furthermore, even if our representative has communicated with you using Electronic Messages, the representative may not (and we assume no obligation to) timely see, process, act on or respond to any message from you sent using Electronic Messages.

DISCLAIMER OF WARRANTIES

THE PORTAL AND THE CONTENT ARE PROVIDED ON AN "AS IS," "AS AVAILABLE" BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE CANTOR PARTIES AND SOURCES HEREBY DISCLAIM ANY AND ALL WARRANTIES, GUARANTIES, CONDITIONS, COVENANTS AND REPRESENTATIONS OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING ANY RELATED TO MERCHANTABILITY, QUALITY, ACCURACY, COMPLETENESS, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, TIMELINESS AND ERROR-FREE UNINTERRUPTED SERVICES AS TO THE OPERATION OF THE PORTAL, AND THE CANTOR PARTIES AND SOURCES MAKE NO WARRANTY THAT (i) THE OPERATION OF THE PORTAL WILL MEET YOUR REQUIREMENTS, (ii) ACCESS TO THE PORTAL WILL BE UNINTERRUPTED OR ERROR-FREE, OR (iii) DEFECTS, IF ANY, WILL BE CORRECTABLE OR CORRECTED, OR OTHER ATTRIBUTES, WHETHER EXPRESS OR IMPLIED (IN LAW OR IN FACT), ORAL OR WRITTEN, OR FROM A COURSE OF DEALING OR USAGE OF TRADE. THE CANTOR PARTIES AND SOURCES HAVE NO RESPONSIBILITY TO INFORM YOU OF ANY DIFFICULTIES WE, THE SOURCES OR OTHER THIRD PARTIES EXPERIENCE IN CONNECTION WITH THE PORTAL AND CONTENT, OR TO TAKE ANY ACTION IN CONNECTION WITH THOSE DIFFICULTIES. YOU (AND NEITHER THE CANTOR PARTIES NOR SOURCES) ASSUME THE ENTIRE COST OF ALL SERVICING, REPAIR OR CORRECTION THAT MAY BE NECESSARY FOR YOUR COMPUTER, MOBILE PHONE, TABLET AND/OR OTHER EQUIPMENT AND SOFTWARE AS A RESULT OF ANY VIRUSES, ERRORS OR OTHER PROBLEMS YOU MAY HAVE AS A RESULT OF VISITING OR USING THE PORTAL AND/OR CONTENT. TO THE EXTENT THAT THE LAW DOES NOT PERMIT THE DISCLAIMER OF WARRANTIES, THE PORTAL AND ALL CONTENT ACCESSIBLE ON THE PORTAL OR ANY OTHER SITE, LOCATION OR SOURCE TO WHICH WE LINK, AND ALL OPERATIONS ON THE PORTAL, ARE WARRANTED ONLY TO THE MINIMUM AMOUNT LEGALLY REQUIRED.

Third Party Disclaimer Notice:

Copyright © 2024, S&P Global Market Intelligence (and its affiliates as applicable). Reproduction of any information, opinions, views, data or material, including ratings (“Content”) in any form is prohibited except with the prior written permission of the relevant party. Such party, its affiliates and suppliers (“Content Providers”) do not guarantee the accuracy, adequacy, completeness, timeliness or availability of any Content and are not responsible for any errors or omissions (negligent or otherwise), regardless of the cause, or for the results obtained from the use of such Content. In no event shall Content Providers be liable for any damages, costs, expenses, legal fees, or losses (including lost income or lost profit and opportunity costs) in connection with any use of the Content. A reference to a particular investment or security, a rating or any observation concerning an investment that is part of the Content is not a recommendation to buy, sell or hold such investment or security, does not address the suitability of an investment or security and should not be relied on as investment advice. Credit ratings are statements of opinions and are not statements of fact.

LIMITATION OF LIABILITY

BY ACCESSING AND/OR USING THE PORTAL, YOU SPECIFICALLY AGREE THAT YOU WILL NOT HOLD THE CANTOR PARTIES AND/OR THE SOURCES LIABLE TO YOU OR ANY PARTY FOR ANY DAMAGES OR INJURY OR LOSS, INCLUDING ANY AND ALL DIRECT, INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, PUNITIVE OR CONSEQUENTIAL DAMAGES, LOST REVENUES OR LOST PROFITS, INCLUDING THE ONES THAT MAY RESULT FROM THE USE OF, OR THE INABILITY TO ACCESS AND/OR USE, THE PORTAL OR THE CONTENT (OR ANY OTHER LINKED SITE, LOCATION OR SOURCE), WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, WHETHER ARISING OUT OF OR IN CONNECTION WITH THE USE OR DISPLAY OF CONTENT ON THE PORTAL (OR ANY OTHER LINKED SITE, LOCATION OR SOURCE) OR OTHERWISE. NONE OF THE CANTOR PARTIES OR SOURCES WILL BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, PUNITIVE OR CONSEQUENTIAL DAMAGES, LOST REVENUES OR LOST PROFITS, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SUCH DAMAGES MAY INCLUDE DAMAGES OR INJURY CAUSED BY ERROR, OMISSION, INTERRUPTION, DEFECT, FAILURE OF PERFORMANCE, DELAY IN OPERATION OR TRANSMISSION, LINE FAILURE, COMPUTER VIRUS OR OTHER HARMFUL COMPONENT.

YOUR REPRESENTATIONS AND WARRANTIES

You hereby represent and warrant that:

(A) (i) you are the person to whom the User Codes you used to access the Portal were issued by us and the information you provided to us in connection with the issuance of the User Codes, if any, was and is true, accurate, current and complete, or (ii) you are accessing the Portal on behalf of the company or organization to whom the User Codes you used to access the Portal were issued by us;

(B) if you are accessing the Portal on behalf of the company or organization to whom the User Codes you used to access the Portal were issued by us, you are duly authorized by all necessary action and have all consents, rights and authority to execute these Terms of Use on behalf of yourself and your principals and the company or organization on whose behalf we grant you access to the Portal;

(C) you will not reverse engineer, de-compile or reverse compile any of our technology, including any software or Java applets associated with the Portal;

(D) unless we expressly authorize you to do so in writing, you will not use, reproduce, duplicate, copy, sell, resell, distribute, publish or exploit for any commercial purposes any portion of the Portal and/or the Content;

(E) you will access and use the Portal in compliance with any and all applicable law(s), rules(s) and regulation(s) (whether in the United States or other countries) and the terms and conditions of these Terms of Use; and

(F) you have all consents, rights and authority to provide and submit any and all information, data and content provided and submitted by you into the Portal using User Codes or otherwise, and all such information, data and content (1) are true, accurate, current and complete and we may rely on such information and content; (2) are not libelous, defamatory, indecent, obscene, harassing, hateful or violent; (3) are not meant to harm any Cantor Parties or any third party; (4) do not constitute or include viruses or other harmful codes; (5) do not violate, infringe or misappropriate any copyright, patent, trademark or other proprietary rights, or right of publicity or privacy of any Cantor Parties or any third party; and (6) do not violate these Terms of Use, or any applicable law, rule or regulation (whether of the United States or other countries).

INDEMNIFICATION

You shall indemnify and hold harmless the Cantor Parties and Sources from and against any and all claims, actions, proceedings, obligations, penalties, losses, liabilities, damages, costs and expenses (including reasonable legal and other professional fees and costs) directly or indirectly arising out of or related to (i) your breach of any agreements, representations and warranties contained in these Terms of Use, (ii) your access to and/or use of the Portal and/or the Content, and/or (iii) any and all information, data or content submitted by you into the Portal using User Codes or otherwise, including for claims that any of it violates, infringes or misappropriates any proprietary rights, or right of publicity, privacy or any other right of any third party.

GOVERNING LAW These Terms of Use and all the terms herein will be governed by and construed in accordance with the laws of the State of New York without giving effect to principles of conflicts of law. Any such controversy will be submitted exclusively to Federal or state courts in the State of New York. You consent to personal jurisdiction in any applicable court for purposes of any such litigation. Any right to trial by jury with respect to any claim or action is hereby waived by all parties to these Terms of Use.

MODIFICATION; TERMINATION

We may at any time and for any reason with or without prior notice to you, and without liability, in each case, modify, suspend, terminate or discontinue, in whole or in part, any portion of the Portal (including the Content or hours of availability) and/or your access to or use of the Portal and/or the Content. If you fail to comply with any provision of these Terms of Use, or if, in its sole discretion, Cantor modifies, suspends, terminates or discontinues your access to or use of the Portal and/or the Content, any and all rights granted to you herein will immediately automatically terminate. These Terms of Use (as may be revised from time to time as described herein) are irrevocable and, unless otherwise expressly stated in these Terms of Use, will survive the termination of your access to, and use of, the Portal and/or the Content, and your relationship with us.

FORCE MAJEURE

None of the Cantor Parties are or will be liable for any losses caused directly or indirectly as a result of causes or events beyond the control of Cantor, including natural disasters, acts of God, war, terrorism actions or decrees of governmental bodies, exchange or market rulings, failure of the Internet, communication lines or utility systems, equipment and systems failures of any of the Cantor Parties or any Source or other third party service provider, unauthorized access, and theft (each, a "Force Majeure Event"). All of the obligations of Cantor Parties with respect to the effected elements under these Terms of Use will be suspended for the duration of such Force Majeure Event.

EXPORT CONTROLS

You acknowledge and agree that the Portal or the Content or portions thereof may be subject to the U.S. Export Administration Regulations and diversion, use or access contrary to U.S. law and regulation is prohibited. You agree to not directly or indirectly export, import or transmit the Portal or the Content or any portions of thereof to any country or end user, or for any access or use, that is prohibited by any applicable U.S. regulation or statute (including, those countries embargoed from time to time by the U.S. government or the United Nations).

MISCELLANEOUS

These Terms of Use represents the complete and exclusive statement of the agreement and understanding between you and us regarding your rights to access the Portal and to use the Content and supersedes all agreements which you may sign with us, and all representations (whether written or oral), regarding such subject matter. Except as herein provided, no waiver, modification or amendment of any provision of these Terms of Use will be effective against us unless the same is in writing and signed by one of our executive officers. Should any term or provision of these Terms of Use be deemed or held to be invalid or unenforceable, the remaining terms and provisions will continue in full force and effect. Our failure to insist at any time upon strict compliance with any term of these Terms of Use, or any delay or failure on our part to exercise any power or right given to us in these Terms of Use, or a continued course of such conduct on our part will at no time operate as a waiver of such power or right, nor will any single or partial exercise preclude any other future exercise. All rights and remedies given to us in these Terms of Use and other terms and conditions that are subject to these Terms of Use are cumulative and not exclusive of any other rights or remedies which we otherwise have at law or equity. These Terms of Use will be binding upon you and your executors, heirs, successors and assigns. Any and all headings in the text of these Terms of Use are solely for convenience or reference and do not constitute a part of these Terms of Use, nor do they affect the meaning, construction or effect of these Terms of Use. The terms "including" and "includes" as used in these Terms of Use are intended to identify some, but not all, examples relevant to the subject matter and, therefore, should be read as "including, but not limited to" or "includes, but is not limited to." You may not assign these Terms of Use or sub-contract or assign any of your rights or obligations under these Terms of Use without our prior written approval signed by us, which we may withhold in our sole discretion. We may assign these Terms of Use, and/or subcontract or assign any of our rights or obligations under these Terms of Use, in each case, in whole or in part, including to any of the Cantor Parties or an acquirer, in whole or in part, of any of the business or assets of any of the Cantor Parties. Any purported assignment by you in violation of this section is void and unenforceable. These Terms of Use are in addition to, and do not nullify, any other agreement between you and us governing the conduct of your relationship with us or any other applicable terms and conditions found on the Portal.

ELECTRONIC DOCUMENTS

We may, in our sole discretion, seek your consent to the terms and conditions of these Terms of Use and certain other agreements on the Portal by means of an electronic signature by requesting you to affirmatively check the box indicating your acceptance to these Terms of Use, affirmatively "click" on boxes containing the words "I Accept," "I Agree" or other similar phrases (collectively, "Acceptance Terms"). If you "click" on the Acceptance Terms, your "click" will be deemed a legally binding electronic signature. You acknowledge and agree that you will carefully review any document or web page before making such an electronic signature. By electronically indicating your agreement to these Terms of Use or accessing the Portal or using any of the Content after you have had an opportunity to review these Terms of Use, you acknowledge and agree: (i) that you and, where applicable, the company or organization on whose behalf we grant you access to the Portal intend to form a legally binding contract between you and Cantor; (ii) that you have read and agree to the terms and conditions of these Terms of Use; (iii) that you agree and intend that these Terms of Use to be the legal equivalent of signed, written contracts, and equally binding; (iv) that by electronically agreeing to these Terms of Use, you acknowledge that you have received a copy of these Terms of Use by your viewing a web page containing a hyperlink to the web page where these Terms of Use are displayed or otherwise; and (v) that if you are executing these Terms of Use on behalf of others, you hereby certify that you are an authorized representative, duly authorized, including where applicable, by all required corporate action to act on behalf of such others.

Privacy Statement

In this Privacy Statement (“Statement”), we describe the personally identifiable information of a natural person using the Portal provided by you to us that we collect through the Portal (“PII”), which for purposes of this Statement only includes, without limitation, all websites of the Cantor Parties associated with the Portal. Unless expressly noted otherwise, this Statement applies to Portal as described in the Terms of Use. All terms not otherwise defined herein shall have the meanings set forth in the Terms Of Use .

What PII Does Cantor Collect About You and Why? The PII that we may collect from you allows you to register for Portal, log into the Portal, and allows us to make the Portal and Content available. We may also use PII to personalize and continually improve the Portal and/or Content. Generally, we collect information about you and your natural person users directly from those natural person users or their use of the Portal.

When you create an account to use the Portal, we may collect the following information, which may include PII:

• Natural person user’s first and last name;

• Natural person user’s email address and desired password;

• Natural person user’s mailing address; and

• Phone number for natural person users.

How Does Cantor Use PII? We may use the PII that we gather for the following purposes:

• To provide the Portal and/or Content to you and for internal business purposes including, without limitation, billing, training, quality assurance, site administration and customer service;

• To provide information and other communications to you regarding the Portal and/or Content;

• To improve the Portal and/or Content;

• For research and product and service development purposes;

• To better understand how natural person users access and use the Portal and/or Content, both on an aggregated and individualized basis.

When and How Does Cantor Share PII Cantor Receives?
We may share PII as follows:

• Affiliates. We may disclose PII to the Cantor Parties; however, if we do so, such use and disclosure of the PII will be subject to this Statement.

• Sources. We may disclose PII to the Sources and other third party vendors, service providers, contractors or agents who provide portions of the Portal and/or Content or perform functions on our behalf. (For example, these providers may help us administer the Portal.) These third parties are generally required to maintain the confidentiality, security and integrity of information, and to only use such information for the purposes for which they have been engaged by us.

We also may share the PII as follows:

• Business Transfers. If we are acquired by or merged with another company, if substantially all of our assets are transferred to another company, or as part of a bankruptcy proceeding.

• In Response to Legal Process. To comply with the law, rule, regulation, a judicial proceeding, court order or other legal process, such as in response to a subpoena as well as in defense of our rights.

• Request of Source or Authority. To Sources and government agencies, regulators or self-regulatory organizations.

Terms of Use

Customer’s use of Portal, as well as any dispute over privacy, is subject to this Statement and the Terms of Use, including, without limitation, applicable limitations on damages and the resolution of disputes.
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Disclaimer Notice

Copyright © 2024, S&P Global Market Intelligence (and its affiliates as applicable). Reproduction of any information, opinions, views, data or material, including ratings (“Content”) in any form is prohibited except with the prior written permission of the relevant party. Such party, its affiliates and suppliers (“Content Providers”) do not guarantee the accuracy, adequacy, completeness, timeliness or availability of any Content and are not responsible for any errors or omissions (negligent or otherwise), regardless of the cause, or for the results obtained from the use of such Content. In no event shall Content Providers be liable for any damages, costs, expenses, legal fees, or losses (including lost income or lost profit and opportunity costs) in connection with any use of the Content. A reference to a particular investment or security, a rating or any observation concerning an investment that is part of the Content is not a recommendation to buy, sell or hold such investment or security, does not address the suitability of an investment or security and should not be relied on as investment advice. Credit ratings are statements of opinions and are not statements of fact.